National Microfinance Bank Plc (NMB.tz) listed on the Dar es Salaam Stock Exchange under the Banking sector has released it’s 2012 abridged results.For more information about National Microfinance Bank Plc (NMB.tz) reports, abridged reports, interim earnings results and earnings presentations, visit the National Microfinance Bank Plc (NMB.tz) company page on AfricanFinancials.Document: National Microfinance Bank Plc (NMB.tz) 2012 abridged results.Company ProfileNational Microfinance Bank Plc (NMB) is a commercial bank in Tanzania offering financial solutions for individuals, small-to-medium-sized businesses and large corporations. NMB operates in several segments; wholesale banking, retail banking, agribusiness and treasury. Its product offering ranges from current and savings accounts to time deposits to fixed deposits, and Kilimo, Chap and Chipukizi accounts. NMB also offers loans to entrepreneurs, bank guarantees, and export and import financing, supply chain financing and letters of credit. Other services include forex, cash exchange, institutional and transactional banking, and payment and collection services. NMB has an extensive network of branches and ATMs in the major towns and cities of Tanzania. National Microfinance Bank Plc is listed on the Dar es Salaam Stock Exchange
Dale Capital Group Limited (DCPL.mu) listed on the Stock Exchange of Mauritius under the Investment sector has released it’s 2015 abridged results.For more information about Dale Capital Group Limited (DCPL.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Dale Capital Group Limited (DCPL.mu) company page on AfricanFinancials.Document: Dale Capital Group Limited (DCPL.mu) 2015 abridged results.Company ProfileDale Capital Group is a publicly-quoted Private Equity Investment Holding Company, which deals with investment in hotels, leisure and tourism, property, Information Technology, food and security, fine food and beverages, banking and financial services, agriculture, aquaculture, aviation, mining and resources, renewable energy, African infrastructure, secured lending, non-durable goods distribution, lodging, and financial and fiduciary services sectors. The company is particularly interested in investments within the Sub-Saharan Africa Region, though the company is headquartered in Ebene, Mauritius with additional offices in Cape Town, South Africa. Dale Capital Group is listed on the Stock Exchange of Mauritius.
Guinness Ghana Breweries Limited (GGBL.gh) listed on the Ghana Stock Exchange under the Beverages sector has released it’s 2015 interim results for the half year.For more information about Guinness Ghana Breweries Limited (GGBL.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Guinness Ghana Breweries Limited (GGBL.gh) company page on AfricanFinancials.Document: Guinness Ghana Breweries Limited (GGBL.gh) 2015 interim results for the half year.Company ProfileGuinness Ghana Breweries Limited manufactures and markets a range of alcoholic and non-alcoholic beverages for the Ghana domestic market and for international export. Its product offering includes spirits, beers, lagers and stouts as well as ready-to-drink products. Popular brand names include Guinness Foreign Extra Stout, Orijin Zero, Ciroc Ultra-Premium Vodka, Johnnie Walker Reserve Scotch Whisky, Ron Zacapa Rum, Malta Guinness, Star Lager, Gulder, Alvaro, Ruut Extra, Orijin Bitters, Smirnoff Ice and Smirnoff Double Black Ice. The company was originally founded to produce Guinness Foreign Extra Stout, otherwise known as Guinness. Its non-alcoholic beverage, Malta Guinness, is extremely popular and has captured 70% of the Ghana non-alcoholic beverages market. Guinness Ghana Breweries is a subsidiary of Diageo Plc. and is based in Kumasi, Ghana. Guinness Ghana Breweries Limited is listed on the Ghana Stock Exchange
Afinitas Limited (AFS.bw) listed on the Botswana Stock Exchange under the Investment sector has released it’s 2020 interim results for the first quarter.For more information about Afinitas Limited (AFS.bw) reports, abridged reports, interim earnings results and earnings presentations, visit the Afinitas Limited (AFS.bw) company page on AfricanFinancials.Document: Afinitas Limited (AFS.bw) 2020 interim results for the first quarter.Company ProfileAfinitas Limited, list on the Botswana Stock Exchange, is a pan-African investment holding company which operates in three sectors; event management, financial services and asset management. Afinitas Limited is a subsidiary of GCH Investments Limited. Afinitas Limited is an asset management company which provides seed capital for new business development in Botswana. The company is accredited by the Botswana International Financial Services Center (IFSC). Africa Events Limited is a specialist events management division which owns the rights to the Africa Financial Services Investment Conference (AFSIC). This event is held annually in London and is attended by a diverse spectrum of investors, dealmakers and financial services companies that target and service the African continent. Ethiopia Investments Limited is a permanent capital vehicle which was established by EQOS Global, a business process outsourcing company based in Addis Ababa which owns investments and develops new business in Ethiopia.
When Nick Train, referred to as ‘Britain’s Warren Buffett’, adds a new UK stock to his portfolios for the first time in nine years, I sit up and take notice. The stock in question is FTSE 250 consumer goods firm PZ Cussons (LSE: PZC) that he bought in late 2019.PZ Cussons owns around 30 brands including Morning Fresh, Imperial Leather and Original Source. But it has been struggling for years now with declining financials, a stagnating dividend and a falling share price.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…So, what is Nick Train seeing in this battered consumer goods company that the market is missing? Let’s take a closer look.An atypical Nick Train purchase?PZ Cussons is in a sector of the market where Nick Train invests heavily. He already owns shares in a number of consumer goods companies including Unilever, Reckitt Benckiser and Diageo.But that is where the similarity seemingly ends. Train invests in companies that have generated lots of cash over long periods of time. He operates relatively concentrated portfolios of around 25 companies that display long-term growth potential.However, revenues at PZ Cussons has been trending down for five years now slipping from £821m in 2016 to £689m last year. This mirrors falls in earnings and cash flow.2020 is shaping up no better, and despite high demand for Carex hand wash and Imperial leather soap during the coronavirus pandemic, social distancing measures have reduced demand for products such as St Tropez self-tanning.Is Nick Train betting on Nigeria?Nigeria is a critical market for PZ Cussons. As its economy has struggled, Nigerians have had less income to spend. This has resulted in a drop in revenues at PZ Cussons’ personal care and home care divisions.But Nigeria is a huge potential growth market and I believe it is this expansion that Nick Train is betting on. Recently, it was predicted that by the end of this century, Nigeria would be the world’s second most populous country. The population is young and growing fast and PZ Cussons has the number one and number two brands in the market. If the Nigerian economy starts to recover as well, we could see revenues increase significantly over the years.Train may also view the depressed share price right now as an opportunity to take a long-term position at a bargain price. Unilever, Reckitt Benckiser and Diageo all have P/E ratios in the high teens to low 20 versus a P/E of 14 for PZ Cussons. While still not a bargain, this is significantly lower than both its historical average and the industry average.With Jonathan Myers having joined the company in May as its new CEO, this could herald the start of a change of fortunes for PZ Cussons. Nick Train certainly believes so, but until that turnaround kicks in investors will be handsomely rewarded with a dividend of around 4.4% for their patience. I’d buy. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Our 6 ‘Best Buys Now’ Shares David Barnes owns shares in PZ Cussons, Diageo and Unilever. The Motley Fool UK has recommended Diageo, PZ Cussons, and Unilever. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by David Barnes Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. David Barnes | Friday, 17th July, 2020 | More on: PZC Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Star fund manager Nick Train likes this stock. Would I buy? Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool.
2018 Area: 295 m² Year Completion year of this architecture project Save this picture!Cortesia de Salworks+ 44Curated by Matheus Pereira Share Architects: Salworks Area Area of this architecture project Lead Architects: NVC House / SalworksSave this projectSaveNVC House / Salworks ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/929400/nvc-house-salworks Clipboard Houses NVC House / Salworks “COPY” CopyAbout this officeSalworksOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesPonta DelgadaDistrito de Ponta DelgadaPortugalPublished on December 08, 2019Cite: “NVC House / Salworks” [Casa NVC / Salworks] 07 Dec 2019. ArchDaily. Accessed 10 Jun 2021.
New events fundraising officer at Epilepsy Action AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 17 January 2006 | News Events that she will manage range from the ‘Inca Trail Challenge’ in Peru to the ‘Everest Base Camp Trek’. Rachel’s upcoming projects include recruiting people to run the 2006 Flora London Marathon and preparing for the ‘Out in the Open’ sponsored walks, which take place as part of National Epilepsy Week in May. Rachel Casey has been appointed events fundraising officer at Epilepsy Action, which has around 18,000 members.Rachel joins Epilepsy Action’s Fundraising Department from a public relations background at Northern Profile PR & Marketing, which involved overseeing events and product launches as well as media relations. Rachel’s key responsibilities in her new role involve promoting and organising Epilepsy Action’s fundraising events. Advertisement Tagged with: Events Recruitment / people 38 total views, 3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
By mYia X and Phebe EckfeldtBostonBanning paper letters for the incarcerated: Would you consider this torture? Would you consider this sensory deprivation? Would you consider this a violation of human rights? We do!Imagine not having seen your family, children, loved ones for years, and now you are unable to receive paper mail from them. This means no birthday, anniversary or graduation cards. No love letters or picture postcards. No crayon drawings from your 4-year-old or photos of the new baby in the family. Nothing to hang on the wall in your cell to look at daily and cheer you up. A letter is tactile, something you can hold in your hand, smell perfume on, read over and over. It is a lifeline to those behind bars.Ban on paper mail is ‘punishment’Susan M.’s disabled brother has been in prison in Massachusetts for 27 years. She explained to Workers World: “This is gratuitous punishment. The Department of Correction weaponizes COVID-19 to further isolate prisoners. There have been no visits since last March, only adding to the previously escalating restrictions affecting contact between inside and outside.“Months prior to COVID-19, the DOC curtailed written correspondence by banning prisoners’ receipt of original hard-copy mail. Cards and letters are now sloppily photocopied by disgruntled guards. Nothing from loved ones is ever held by the incarcerated. Such constraints cut off the family and surveil us at the same time. Everything that is written between us is seen by staff and stored.”Susan explained further: “This practice has a chilling effect. Correspondence is a lifeline inside. Some people get only one or two letters a year. Communication is an intimate connection that makes them feel human again. They can also tell us what is happening, give advice and help us. This reciprocal contact restores their humanness. It keeps them connected to the larger world.”In Massachusetts, guards are photocopying all letters that come into the Souza-Baranowski Correctional Center and six other prisons. Guards resent having to do this, and copies are often illegible or missing pages. State prison administrators and correctional officers claim this process is needed to deter contraband from being sent in.There is “not publicly robust data suggesting mail is the primary culprit” for introducing drugs into prisons, wrote Ella Fassler. (Truthout, Feb. 25) Attorney Sara Rose, with the American Civil Liberties Union of Pennsylvania, says evidence shows “the vast majority, at least of the drugs they discuss coming in, were coming in through staff or visitors.” (Prison Legal News, February 2020)The exponential push for ending physical mail is primarily about expanding profit opportunities for private companies while simultaneously placing undue burdens on the incarcerated, their families and support networks.Prison profiteersA Tufts University report says, “there are thousands of companies and a wide range of contracts in both private and public prisons.” A staggeringly high number of corporations are involved in the prison industrial complex — a whole network of parties with vested interests. (tufts.eduprisondivestment, 2021)“The Prison Industry: Mapping Private Sector Players,” a report released by Worth Rises in May 2020, identifies and “exposes over 4,100 corporations that profit from the devastating mass incarceration of our nation’s marginalized communities.” Billions of dollars are stolen from families — loved ones and children — who are supporting their incarcerated loved ones.There is a lot of money to be made through privatization of services in prison: on food, phone calls and books. If Smart Communications (SC) is contracted to a prison, they get MailGuard as an add-on, which includes tablets and kiosks. MailGuard, which started in 2020, is a pilot program with the Federal Bureau of Prisons.Tablets are sometimes free, but incarcerated people use them to send emails and photos and buy books, music and games. This means big profits for companies like SC. It means lots of expenses for the poorest and most vulnerable — the incarcerated and their families.This communications company got a contract with Pennsylvania DOC in 2018 for $4 million per year. SC wants to introduce MailGuard to Massachusetts prisons. This means that physical mail would be sent to SC in Florida, to be inspected, scanned, digitally forwarded and loaded into a database. Originals are destroyed. The scanned letter/mail is sent back to the prison for viewing in a public kiosk (with no privacy) or via tablet or mailed back as photocopies for staff to print and distribute.Families pay the priceMost services for those in prison are privatized by subcontractors, and they exploit the incarcerated and their family members. What they provide is often low quality and violates inmates’ civil rights.A report entitled “Who Pays? The True Cost of Incarceration on Families,” states: “One in three families go into debt just to be able to communicate with their incarcerated loved one.” (whopaysreport.org, September 2015)Families must put money into email accounts, or sometimes incarcerated people must buy “stamps” to use email. There is an increase in “stamp” costs when character counts increase or there are attachments. Mail through MailGuard can be delayed two days, which means families often must use email and pay more.In most cases, the incarcerated person was the major earner in a family. And 54% were the main sources of income, according to the article, “Prison Industrial Complex Nickel and Diming Inmates for their Mail.” (Business Insider, March 14)Companies like SC are making millions off the most vulnerable and the poorest. Single mothers and women on welfare must decide between paying for food and children’s essentials or emails and phone calls. It is exceedingly difficult to sustain connections with loved ones and to foster meaningful relationships with children.This “profit-driven incarceration,” as prisoners’ rights group Just Detention International calls it, continues to be emotionally and financially stressful to the families and loved ones and potentially alienates or drives them apart.For disabled people with traumatic brain injury or visual impairment, tablets and kiosks are not accessible. For those in solitary confinement, tablets are either forbidden or restricted. JDI stresses it “undermines crucial confidential communications, including between incarcerated survivors of sexual abuse and outside advocates.”In January, there was a hearing on the privatization of paper mail organized by the Massachusetts DOC. The number of people attempting to join the virtual meeting overwhelmed the capabilities of Zoom, thus limiting overall public engagement.Solidarity matters!Solidarity is potent in the fightback against the policies and exploitation facing the incarcerated and their families.Tami Eldridge, an incarcerated mother currently at the Bedford Hills Correctional Facility, stated in an interview conducted last year: “My children and I have irreplaceable memories of moments and events that we can look back on and share, that would not have been possible through any of these new forms of communication. I have what some of us long-termers call ‘an archive of love letters’ from my children that I am able to revisit.Eldridge stressed: “Moments like my children’s first time writing in scripted letters, their first picture they drew of me, their first song they wrote, them learning how to write poetry, their first crush and my most prized treasure: simply writing a few lines to show that, even when they were busy, they thought to say something to me and send it with a stamp.” (The Brennan Center, Sept. 29, 2020)FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Home Indiana Agriculture News Growers Cautioned About Moving Too Fast SHARE Facebook Twitter By Gary Truitt – May 6, 2019 Facebook Twitter Sunny skies over the weekend allowed some growers to make progress. Brian Shrader, with Pioneer, says more is being done ahead of the rain that is on its way, ”There is a lot of burndown taking place as we begin the week along with a lot of wheat top dress nitrogen application.” The USDA reported on Monday that 3% of Indiana corn had been planted, well behind the 37% average. One percent of Hoosier soybeans had been planted.There looks to be a dry spell set for over the weekend and into next week, and growers are expected to get moving. Shrader says some of our plans may have to change, “We, unfortunately, may have to forget doing some things we had planned on doing. We may have to evaluate our herbicide programs and move to a post-application when we had planned on a pre-plant application.” He added that some of the field preparation that had been planned may also have to be skipped in order to get the crop in the ground in a shortened planting window. Shrader urged producers to not move too quickly into fields that are not ready, “The temptation will be to push things, but we have good weather coming and we still have plenty of time to get good yields.”According to USDA, the average temperature for the week was 58.3 degrees Fahrenheit, 2.1 degrees above normal for the state. The amount of rainfall varied from 0.30 inches to 4.32 inches over the week. The statewide average precipitation was 1.67 inches. Previous articleTurning Corn Field Waste into Profit- Another New Ag Company Investing in IndianaNext articleWorst Pain from New Tariff Threat Comes if Trade Talks Fail Gary Truitt Growers Cautioned About Moving Too Fast SHARE